Dental
Just as important as health and vision coverage, dental insurance is crucial for people living with diabetes.
Find an affordable comprehensive dental plan to fit your needs and budget.
Get quotes and enroll on your own or connect with a licensed agent for expert guidance at no additional cost!
- Dental
- Dental & Vision
- Dental, Vision & Hearing
Available in: FL, GA, MD, MS, NC, PA, SC, TN, TX, VA
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Call or schedule to speak with a licensed agent. Get the help you need with no obligation!
What Does Dental Insurance Cover?
Dental insurance is just as essential as health and vision coverage, particularly for people with diabetes.
It helps cover routine care like cleanings and exams, which are vital for detecting gum disease—an issue diabetics are more prone to due to higher blood sugar levels.
Dental plans may cover:
- Preventive Care: Most plans fully cover cleanings, exams, and X-rays. Regular checkups help catch small issues early, reducing the risk of more serious problems down the road.
- Basic Procedures: Includes coverage for treatments such as fillings, extractions, and gum disease management—especially important for diabetics, who face a higher risk of these conditions.
- Major Procedures: Some plans cover more complex treatments like root canals, crowns, implants, and bridges. These can be costly without insurance, making coverage for these procedures critical.
- Orthodontia: You can find coverage for orthodontic treatments like braces and aligners, which can help correct bite issues or misalignment.
- Cosmetic Procedures: Fewer plans offer limited coverage for cosmetic treatments, such as teeth whitening or veneers,
Marketplace Dental Insurance vs. Private Dental Insurance
Marketplace dental plans are a budget-friendly option. They usually have 6-12 month waiting periods for certain benefits like fillings and dentures.
These plans encourage regular checkups, which can save you money in the long run by catching dental problems early on.
Dental insurance is a valuable tool for maintaining good oral health and managing your overall health. Here’s how:
- Reduced Costs: A good dental plan helps you save money on a wide range of procedures, from routine checkups and cleanings to more complex treatments like fillings, root canals, and crowns.
This can be a significant advantage, especially considering the high cost of dental care without insurance.
Private Dental Insurance (Off-Exchange)
While marketplace plans come with some limitations, private dental insurance that you purchase outside of thehealth exchange offers more flexibility.
Benefits of Off-Exchange Dental Insurance
- No Waiting Period: Many plans offer benefits on day one for basic and major work
- Enrollment: Sign-up anytime of year, not just during limited enrollment periods
- Bundled Options: A broader range of plans with potentially more coverage options including vision and hearing in most states.
- Higher Annual Maximums: Typically offers higher maximum benefits, meaning they cover a larger portion of your dental expenses every year
- Quote & Enroll: Convenient and available 24/7 directly from insurance companies or brokers
Dental insurance is an investment in your overall health and well-being.
UnitedHealthcare DentalWise
UnitedHealthcare introduced their DentalWise (dental only) & DentalWise Max (dental & vision) plans in 2024 and have been a popular choice ever since:
- DentalWise 1000
- DentalWise Max 1000
- DentalWise Max 2000
- DentalWise Max 3000
No waiting period, with increasing benefits in year two, and access to one of the largest dental & eye care networks.
Available in: FL, GA, MD, MS, NC, PA, SC, TN, TX, VA
Editor’s Picks
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Experts are ready to guide you with no additional cost in the following states:
FL, GA, MD, MS, NC, PA, SC, TN, TX, VA
Last update 2024-09-28. Amazon Associates earn a commission from qualifying purchases.