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About Us

Technology has made it easy for us to do many things that used to require lots of time, paperwork, and effort.

I started our company for that reason, to make it easier for more Americans to find affordable health benefits without the hassle.

If you don’t have health insurance at your job, you’re self-employed or retired — whatever the reason I’m glad you’re here.

Ted McNeil

Ted McNeil
Owner, Broker
HealthBenefits, LLC
BenZen Insurance 


Search online for “diabetes friendly diet” or “best vision insurance” and you’ll get dozens of results with different expert opinions which can be a bit overwhelming.

I spend time researching what people are searching for online, sift through tons of reviews and bring you the top rated products.

From the best health & dental plans to a better night sleep, eating healthy or telehealth, we’ve got you covered.

As an independent insurance agency, I think protecting your most important assets should be a lot easier and less annoying.

For most of our plans, we provide a direct link to our partners for instant quotes. There are no additional costs to you!

Short videos, tutorials and reviews that get to the point and give you insight to make informed decisions.

Check it out and subscribe! @HealthBenefitsLLC

HealthBenefits, LLC YouTube

About Ted

I grew up on the East Coast and still love the diversity, four seasons, small towns, big towns, beaches, rural areas, mountains, and of course, the food!

As a husband and father, I’ve learned (and still learning) the importance of communication, patience, compassion, and thankfulness. Be quick to listen, and slow to speak. Words matter.

I try to apply these principles in my personal and professional relationships and do my best to treat everyone I meet with kindness and respect.

I began consulting many years ago. I was working as a marketing analyst with a pretty good salary and benefits and left to become a real estate agent.

I was young and thought being self-employed would be easy. What was I thinking?!

From there, I moved on to financial services. A Monday-Friday office job where I managed 401k retirement plans.

Investing and benefits made insurance consulting a good fit for me and I’ve been loving it ever since.

Over the years, I’ve noticed the challenges many people face in managing their money and just trying to stay ahead.

Through this blog and our YouTube channel, we’ll do what we can to help you navigate the system and keep more money in your pocket.

Although I didn’t figure it out until later in life, you don’t need millions of dollars to be financially secure, but you have to protect your assets.

Insurance is a smart way to do that. Just ask Warren Buffett. However, I know it’s not for everyone so we’ll talk about other options too.

Truly wealthy people save and invest more than they spend — and might even look like your neighbor! Get a copy of “The Millionaire Next Door” to see what I mean.

I started this blog during the pandemic. No one could meet face-to-face to talk about health plans & benefits so I began writing and it grew from there.

Turns out I enjoyed researching and sharing information about healthcare, medicine, psychology, insurance and financial planning.

Many of the topics here have affected me personally or through family and friends.

Like diabetes, vision loss, sleep disorders, food allergies and the importance of preventive medicine & good nutrition to maintain health and well-being.

And to prevent disease, disability, and death. RIP to my dad and little brother.

Cooking, reading, writing, and lots of sports. There’s usually a football, basketball or baseball game on with soccer & swimming practice for the kiddo.

I listen to music all day, every day! Jazz, country, 90’s, classic rock and old-school hip hop. Oh, and I play the keyboard and drums when no one is listening.

When there’s not enough time for golf, fishing, or camping I’m in the kitchen planning our next meal and testing out new recipes.

I have to admit, I’m a pretty good cook and fascinated by the science of food. Healthy cooking is a priority, but I’ll schedule a cheat day here and there.

Friday is usually #pizzafriday and a shout-out to the “Guy” who invented brunch.

I’m at my best when I pray, spend time with family & friends, help others and count my blessings.

Thanks for visiting!


Ted McNeil
Owner, Broker
HealthBenefits, LLC
BenZen Insurance
NPN #16365557 

Ted McNeil
Health Benefits, LLC
BenZen Insurance