Dental

Affordable plans available anytime of the year with high benefits & day one coverage!

We offer the most comprehensive on & off-exchange dental insurance. Individual plans start around $20 a month!

Quote and enroll online 24/7 at your convenience or contact us for free assistance!

We are an independent broker and make it easy for individuals & families to get affordable health benefits online.

Licensed & ACA Certified in: DC, FL, GA, MD, MS, NC, PA, TN, TX, VA

For your protection we do not accept payments, but we offer free assistance to help you navigate the enrollment process with peace of mind.

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We may receive compensation from partners at no additional cost to you. Read our disclosure for details.

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Is Marketplace Dental Insurance Worth It?

Marketplace dental plans are a budget-friendly option you can choose online. They might have a waiting period before you can use certain benefits, but that’s a trade-off for keeping costs lower overall.

Plus, these plans encourage regular checkups, which can save you money in the long run by catching dental problems early on.

Dental insurance can be a valuable tool for maintaining good oral health and managing your dental expenses. Here’s how:

• Reduced Costs: A good dental plan helps you save money on a wide range of procedures, from routine checkups and cleanings to more complex treatments like fillings, root canals, and crowns. This can be a significant advantage, especially considering the high cost of dental care without insurance.

• Preventive Care: Many plans cover preventive care like cleanings and X-rays at 100%, encouraging you to prioritize your oral health. Regular checkups can help identify and address small issues before they become major problems, saving you money and discomfort in the long run.

• Coverage for Major Procedures: While some plans may have limitations, some offer coverage for more extensive procedures like implants, bridges, or even orthodontia (braces and aligners). This can be a lifesaver if you ever need such treatments, which can be very expensive without insurance.

Off-Exchange Dental Insurance

Unlike Marketplace plans with limited enrollment periods, off-exchange plans offer the freedom to enroll anytime throughout the year.

And one of the biggest advantages of off-exchange dental insurance is you can find plans with no waiting period for basic and major services.

Most Marketplace dental plans will require 6-12 months.

Benefits of Off-Exchange Dental Insurance

• No Waiting Period: Many plans offer benefits on day one for basic and major work
• Enrollment Flexibility: Sign-up anytime, not just during limited enrollment periods
• Wider Selection: Broader range of plans with potentially more coverage options and network choices to find the perfect fit for your needs
• Higher Annual Maximums: Typically offers higher maximum benefits, meaning they cover a larger portion of your dental expenses every year
• Quote & Enroll: Convenient and available 24/7 directly from insurance companies or brokers

Dental insurance is an investment in your overall health and well-being. By taking care of your teeth, you can avoid costly dental problems down the road and maintain a healthy, confident smile.

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RELATED

• Philips Sonicare 4100 Electric Toothbrush ($40-$45)
• Waterpik Cordless Rechargeable Water Flosser ($45-$50)

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What Is Dental, Vision & Hearing?

Many insurance carriers offer dental or vision, but only a few offer both as a bundle — and hearing in some states. We call this DVH and it offers the convenience of single billing for these highly sought after benefits.

Plus, no waiting periods on select plans and no broker fees or commissions. Get started:

• UnitedHealthcare
• Ameritas

Get instant quotes and apply online 24 hours a day, 7 days a week in the following states:

DC, FL, GA, MD, MS, NC, PA, TN, TX, VA

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UnitedHealthcare

UnitedHealthcare introduced their DentalWise (dental only) & DentalWise Max (dental & vision) plans in 2024 and have been a popular choice ever since:

• DentalWise 1000
• DentalWise Max 1000
• DentalWise Max 2000
• DentalWise Max 3000

No waiting period, with increasing benefits in year two, and access to one of the largest dental & eye care networks.

Online quotes available in: DC, FL, GA, MD, MS, NC, PA, TN, TX, VA

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Ameritas

Ameritas plans have no waiting period making it a great choice if you need to see the dentist this week!

Plus no enrollment fees and an easy online application.

They have several comprehensive plans with increasing benefits. Vision and hearing options make Ameritas a one-stop shopping experience.

They have several comprehensive plans with increasing benefits. Vision and hearing options make Ameritas a one-stop shopping experience.

Online quotes and enrollment 24 hours a day, 7 days a week in DC, FL, GA, MD, MS, NC, PA, TN, TX, VA

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Home Teeth Whitening vs. Professional Whitening

Teeth whitening is a highly sought-after dental procedure, known for its fast and effective results when done professionally.

However, professional treatments can come with a hefty price tag sometimes reaching $1,000 or more.

Thankfully, there are affordable home options available. SNOW and Auraglow are the most popular home whitening kits on the market.

Zimba Teeth Whitening Strips ($20) are popular, cost-effective and available on Amazon.

If you want a brighter smile without breaking the bank check out these out!

• SNOW Whitening Official Store >>

• Lumineux Teeth Whitening Strips ($45-$50) >>

• MOON Teeth Whitening Kit with LED Light ($80-$90) >>

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How Does Dental Insurance Work?

Good dental care is essential to your overall health by catching issues early. Private dental insurance helps reduce out-of-pocket costs through a network of dentists.

Dental insurance covers the cost of routine check-ups, cleanings, and exams at 100%. While more expensive procedures like a dental bridge or crowns are discounted.

Covered services are paid based on a percentage of the dentist’s bill. Depending on the plan you choose procedures like fillings, dentures or implants will be covered up to 80% in most cases.

Some PPO plans even cover cosmetic procedures and orthodontics. Considering the average cost for a single dental implant starts around $3,000 a dental plan might be worth it.

The Benefits of Dental Insurance

In addition to cost savings, dental insurance promotes good oral hygiene and preventive care. When you pay for a plan (or gym membership!) you are more likely to use it.

By encouraging regular visits to the dentist, dental insurance promotes early detection and prevention of potential dental issues.

Being proactive can help address dental concerns before they become bigger more costly problems. Think of someone you know with dentures or implants.

Overall, dental insurance is an investment that offers big returns and a practical solution to maintaining good overall health.

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Find Dental Insurance Near You

In addition to ACA health plans and vision coverage, we made it easy to buy dental insurance online in the following states:

• Florida
• Georgia
• Maryland
• Michigan
• Mississippi
• North Carolina
• Pennsylvania
• Tennessee
• Texas
• Virginia
• Washington, DC

Start a quote 24/7 and apply at your convenience!